Residency

Cyprus Golden Visa

The Cyprus Golden Visa Programme offers non-EU nationals the opportunity to obtain permanent residency through qualifying investments. Cyprus stands out as one of Europe's most attractive residency destinations thanks to its strategic location, favorable tax system, and fast-track processing times.

EU Member State Schengen Area Permanent Residency Family Inclusion
€300K
Min. Investment
€50K/yr
Min. Foreign Income
2-3mo
Processing Time
12.5%
Corporate Tax Rate

Key Highlights

Why Choose Cyprus?

Permanent Residency
The Cyprus Golden Visa grants permanent residency — not a temporary permit. No need for renewal as long as the investment is maintained.
Schengen Area Access
Cyprus is an EU member state. Residents benefit from visa-free travel across all Schengen countries and EU freedom of movement rights.
Favorable Tax System
Cyprus has one of the lowest corporate tax rates in the EU at 12.5%. No inheritance tax, no capital gains tax on securities, and no withholding tax on dividends.
Family Inclusion
Spouse, children under 25 still in education, and financially dependent parents of the main applicant can be included in a single application.
Fast Processing
One of the fastest Golden Visa processing times in Europe — typically 2 to 3 months from application submission to approval.
Strategic Location
At the crossroads of Europe, Asia, and Africa, Cyprus offers direct flight connections to over 50 countries and a thriving international business hub.

Available Programs

Cyprus Residence Programs Overview

Investment Option Description Type Min. Investment Min. Annual Income
Real Estate Purchase New residential or commercial property in Cyprus Residency €300,000 + VAT €50,000/yr
Investment Funds Cyprus Investment Funds (AIF/AIFLNP/RAIF) Residency €300,000 €50,000/yr
Company Share Capital Cyprus-based company with physical presence & staff Residency €300,000 €50,000/yr
Combination Investment Mix of above options to reach the €300K threshold Residency €300,000 €50,000/yr

Detailed Programs

Program Details

Click on each program to expand the details

Real Estate Purchase From €300,000

The most popular route to the Cyprus Golden Visa is through the purchase of residential or commercial property with a minimum value of €300,000 plus VAT. The property must be a new build purchased directly from a developer. You need to pay at least €200,000 plus VAT before applying, and the funds must come from abroad through a local bank.

The main applicant must have a secured annual income of at least €50,000 from abroad, plus €15,000 for a spouse and €10,000 per dependent child. Acceptable income includes salaries, pensions, dividends, interest, or rental income — proven through a tax return declaration from the applicant's country of tax residence.

Min. Property Value
€300,000 + VAT
Min. Annual Foreign Income
€50,000 + €15K spouse + €10K/child
VAT Rate
5% first home · 19% other properties
Property Type
New build from developer only

Applicants can qualify for the Cyprus Golden Visa by investing €300,000 in units of Cyprus Investment Funds (AIF, AIFLNP, or RAIF) registered and supervised by the Cyprus Securities and Exchange Commission (CySEC).

This is an attractive option for investors who prefer a managed portfolio approach without the responsibilities of direct property ownership. The same income requirement of €50,000 per year from outside Cyprus applies, plus €15,000 for a spouse and €10,000 per dependent child.

Min. Investment
€300,000
Min. Annual Foreign Income
€50,000 + €15K spouse + €10K/child
Fund Types
AIF · AIFLNP · RAIF
Regulator
CySEC supervised

Entrepreneurs and business owners can qualify for the Cyprus Golden Visa by investing €300,000 in the share capital of a Cyprus-registered company that has a physical presence in Cyprus and employs at least five Cypriot or EU nationals.

The same income requirement of €50,000 per year from outside Cyprus applies. This route is ideal for investors looking to establish or expand business operations in Cyprus while simultaneously securing EU residency for themselves and their families.

Min. Share Capital
€300,000
Min. Annual Foreign Income
€50,000/yr from outside Cyprus
Min. Employees
5 Cypriot or EU nationals
Corporate Tax Rate
12.5% — one of EU's lowest

Investors can combine two or more of the qualifying investment categories to reach the €300,000 threshold. For example, an investor may combine a partial real estate purchase with an investment fund contribution.

Regardless of the investment combination chosen, the income requirement of €50,000 per year from outside Cyprus must be met, plus €15,000 for a spouse and €10,000 per dependent child. Since May 2023, applicants must also provide annual proof to the Civil Registry that all requirements are still being met.

Total Min. Investment
€300,000 combined
Min. Annual Foreign Income
€50,000 + €15K spouse + €10K/child
Annual Proof Required
Since May 2023 — every year
Permit Status
Permanent residency

Application Process

Your Path to Cyprus Residency

1
Investment Selection
Choose your qualifying investment category based on your profile and objectives
2
Documentation
Passport, criminal record, health insurance, proof of income & source of funds
3
Investment Completion
Complete qualifying investment — property purchase, fund subscription, or share capital contribution
4
Application Submission
Submit to the Civil Registry & Migration Department with all certified documents
5
Biometrics
Visit Cyprus to provide biometric data at the Migration Department
6
Permanent Residency
Permanent residency permit issued within 2–3 months. No renewal required as long as investment is maintained

Citizenship

Your Path to Cypriot Citizenship

After residing in Cyprus for 7 years (2,555 days) within a 10-year period, Golden Visa holders can apply for Cypriot citizenship by naturalization. During the final year before applying, the applicant can only be away from Cyprus for a maximum of 90 days total.

Applicants must pass a Greek language test at B1 level and a civic knowledge test with a minimum score of 60% covering basic knowledge of Cypriot society and government.

Residency Required
7 years (2,555 days over 10 years)
Final Year
Full-time — max 90 days absence
Language Requirement
Greek language test — B1 level
Civic Knowledge Test
Minimum score of 60%

Tax Optimization

Cyprus Tax Benefits 2026

Non-Domicile Tax Status
Cyprus tax residents who are not domiciled in Cyprus benefit from full exemption from Special Defence Contribution (SDC) on dividends and interest — making Cyprus extremely attractive for individuals with global investment income.
Personal Income Tax Thresholds (2026)
Tax-free threshold: €20,500. Progressive rates: 20% (€20,501–€30,000) · 25% (€30,001–€40,000) · 30% (€40,001–€80,000) · 35% above €80,000.
Foreign Pension Income
Foreign pension income may be taxed at a flat 5% on amounts exceeding €5,000 per year, as an alternative to normal income tax rates.
Capital Gains & Inheritance
No capital gains tax on the sale of securities (shares, bonds, or funds). No wealth tax, inheritance tax, or gift tax — making Cyprus ideal for estate and succession planning.

Ready to Start Your Cyprus Journey?

Contact us for a free, strictly confidential consultation. Our senior advisors will identify the best Cyprus investment route for your profile, budget, and family objectives.

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